Charlie May Brekke v. Midwest Medical Ins. Co.
Supreme Court of Wisconsin, reported at 2026 WI 29, decided this insurance coverage matter on July 10, 2026. The case reached the court on appeal from a judgment and order of the Winnebago County Circuit Court (No. 2017CV360). The dispute has been in litigation for roughly 9 years. Karofsky wrote.
What the court held
We hold that Charlie May Brekke was a patient under § 448.30 before her birth.
Quoted from the court's own holding or syllabus. Confirm against the linked opinion before relying on it.
How the case got here
- Trial court
Filed in 2017
Winnebago County Circuit Court · No. 2017CV360 · Judge Scott C. Woldt
- High court review
Docketed at the high court, 2023
Supreme Court of Wisconsin · No. 2023AP498
- Jul 10, 2026
Decided
Opinion by Karofsky
Key passage
“According to Charlie, although Samantha was the one to make that decision as the birth mother, the causation inquiry must consider only Charlie’s best interests.”
Why this matters
The opinion is published, so it binds Wisconsin trial courts until the court revisits it. This decision may affect how insurers, policyholders, and claims teams evaluate coverage, defenses, and available remedies.
Review focus
The policy language and coverage question before the court
The parties' positions on carrier obligations or exclusions
The decision's practical effect on claim evaluation