Five current appellate decisions selected for claims, coverage, and litigation teams across our four office states.
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Last refreshed Oct 21, 2026, 11:02 AM CDT
And because, as pertinent here, the Federal Policies can be triggered only by occurrences that are 14 "not covered" by Reliance's policies or when the underlying limits have been exhausted, we answer the certified question in the negative.
View case analysisArizona · Sep 1, 2026
We hold that a fortuitous loss is one that, so far as the parties to the contract are aware, is dependent on chance.
View caseMinnesota · Aug 5, 2026
An insured does not establish a justiciable controversy sufficient to support a declaratory judgment claim by alleging only that it demanded appraisal and tolling of the limitations period and that the insurance company had not agreed to either demand, when the insurance company was not yet obligated to respond. 2. An insured does not establish a justiciable controversy sufficient to support a breach-of-contract claim by alleging that an insurance company's future denial of an appraisal demand or future refusal to pay an appraisal award would breach the insurance policy. Affirmed in part, reversed in part.
View caseMinnesota · Aug 5, 2026
When the amount of damage caused by a contractor's negligent construction of a home exceeds the amount of that contractor's mechanic's lien for the home, the homeowner's defense of recoupment eliminates the lien, and the lien cannot serve as the basis for an award of attorney fees and costs to the contractor under Minnesota Statutes section 514.14 in a mechanic's lien enforcement action. Reversed and remanded.
View caseWisconsin · Jul 10, 2026
We hold that Charlie May Brekke was a patient under § 448.30 before her birth.
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