ArizonaSep 1, 202619 min opinionInsurance coverage
Industrial Park Center v. Great Northern Insurance
Supreme Court of Arizona decided this insurance coverage matter on September 1, 2026. The case reached the court on certified Question from the. Bolick wrote.
Insurance coverage
What the court held
We hold that a fortuitous loss is one that, so far as the parties to the contract are aware, is dependent on chance.
Quoted from the court's own holding or syllabus. Confirm against the linked opinion before relying on it.
How the case got here
- High court review
Docketed at the high court, 2025
Supreme Court of Arizona · No. CV-25-0330-CQ
- Sep 1, 2026
Decided
Opinion by Bolick
Key passage
“For over a century, courts around the nation have understood that insurance contracts carry an implicit exclusion: that a loss must be fortuitous to be insurable.”
Why this matters
The opinion is published, so it binds Arizona trial courts until the court revisits it. This decision may affect how insurers, policyholders, and claims teams evaluate coverage, defenses, and available remedies.
Review focus
The policy language and coverage question before the court
The parties' positions on carrier obligations or exclusions
The decision's practical effect on claim evaluation